With all of the accounts in our table, you wont be charged interest or fees for using an overdraft, as long as you stay within your free limit.
How do I open a student bank acuvue advance plus rebate account?
To open an account with the Co-op, you must deposit at least 300 when you open the account (which will just be covered by your student maintenance loan).
Nationwide doesnt charge any fees but it does place restrictions on your account, preventing you from taking cash out or using your card, until you bring the balance back within your agreed limit.At the moment, this is what the main banks are offering: Abbey: Nothing, barclays: Six cinema tickets (twelve if you take out a Barcleycard but dont!).The rates are tiered, so you earn: 1 if your balance is 100 to 200; 2 if it's 200 to 300; 3 if it's 300 to 2,000.Free webcam if you open the account online.Some of the discounts you receive include: 20 off all stationery at WHSmith.Mobile banking on the move with Apple Pay and Android Pay.In comparison, we've valued the free four-year National Express coachcard that comes with the NatWest/RBS student account at 36 (four-year cards aren't available for general purchase but three-year Coachcards cost 27 and one-year Coachcards cost 12).Not only do you want a generous, 0 overdraft that lasts you the length of your course, you'll also want to make sure you get a deal that gives you the best perks suited to you.Dont fall for cheap freebies (but some are worth it) The amount of interest-free overdraft should be your first priority.They now both offering a guaranteed 1,500 overdraft at 0 by your third year.5 Natwest 1, Railcard (Existing customers) 6 a day.Student bank accounts: what you need to know In this guide, we explain exactly what you need to know about taking out a student bank account from the size of the overdraft you'll get, to charges you'll face if you breach your overdraft limit.We have tried tested this service ourselves and its the best weve come across, though youll need to cancel your free trial once youve received your report.4 Royal Bank of Scotland 1,500 Free Travel Card (Existing customers) 6 a day.This table offers extra information on all of the major bank accounts offered to students and you can see which may suit you the most.But although it is possible to get a 3,000 overdraft, this amount isnt guaranteed.
The best student bank accounts are chosen each year by student finance experts based on the criteria in the bank account comparison table below.
Best student bank accounts in 2017.