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Gift certificate law illinois


gift certificate law illinois

Does not cover rewards or loyalty cards, cards for use at an employers businesses or cards given to an employee by an employer as a bonus, prepaid calling cards or cards usable with multiple unaffiliated merchants.
If you have a gift card 8 ball pool spin and win prizes with a network logo such as Visa or MasterCard, your gift card is protected by the card Act.
Permits a 1 per month fee only when the card has a balance of 5 or less, the card has been unused for 24 months, the card is reloadable, and the inactivity fee is disclosed on card in at least 6-point font.Also does not cover paper gift certificates.Minnesota : No expiration dates.The prohibitions above do not apply to prepaid calling cards, prepaid commercial mobile radio services, or cards usable with multiple merchants.West Coast Office 1535 Mission StreetSan Francisco, CA94103 Updated: November 2013.Iowa : No fees unless there is a written contract.Some states but not all have adopted rules that give consumers protections above and beyond card Act protections.Please consult the laws of your state for more information.For example, some states prohibit gift cards from ever expiring, which is a stronger protection than the ban on expiration dates sooner than five years found under the card Act.The toll free number and statement may appear on the front or back of the gift certificate in a location where it is visible to any purchaser prior to the purchase.Does not cover prepaid bank cards.Gift cards issued before Jan.The cash redemption option is not available for promotional cards, telecom cards, or gift cards redeemed to an online account for the purchase of goods or services.Does not cover cards usable at multiple unaffiliated merchants.No fees, except a licensed money transmitter, financial institution or credit union may charge a one-time issuance fee of either 10 or 10, whichever is smaller.Covers prepaid calling cards.
New Hampshire : No expiration dates for gift cards of 100 or less; for cards of 100 or more, expiration date when considered abandoned under state law, which is five years.


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